In the rapidly evolving world of insurance, agents need cutting-edge tools to stay competitive, efficient, and adaptable. As we approach 2025, digital transformation continues to reshape how insurance is sold and serviced. Among the most crucial tools for modern agents are insurance quoting software solutions, allowing them to generate quotes quickly, accurately, and with minimal friction for customers. Below are the top 7 insurance quoting software solutions poised to dominate the market in 2025.
1. EZLynx
EZLynx remains a favorite among independent insurance agents due to its comprehensive, cloud-based platform. It offers real-time quoting, CRM tools, and cross-carrier comparison capabilities.
- Real-time home and auto quoting
- Lead and policy management
- Email marketing tools
This all-in-one solution supports both personal and commercial lines, helping agents reduce manual tasks and streamline client interactions.
2. Applied Rater
Applied Rater is a robust rating solution designed for high-volume agencies and brokers. It’s known for integration with leading management systems like Applied Epic.
- 100+ carrier connections
- Advanced automation and analytics
- Multi-state quoting
With its simple interface and intelligent automation, Applied Rater supports accurate and timely quotes for multiple lines of coverage.
3. PL Rating by Vertafore
PL Rating, a product by Vertafore, is renowned for its powerful quoting engine developed specifically for personal lines insurance. It provides agents with efficient rate comparisons and reduces time spent on manual entry.
- Real-time rates from multiple carriers
- Integration with agency management systems
- Highly customizable workflows
PL Rating remains a go-to for agents aiming for speed and accuracy in consumer-facing quoting tools.
4. Quotit
Quotit distinguishes itself in the health and life insurance space, offering agents a platform to generate real-time quotes while handling client intake and application fulfillment.
- Real-time health plan options
- API integration with nationwide carriers
- Lead capture and web-based quotes
This software is perfect for agents targeting the ACA marketplace or offering various ancillary health products.
5. Insly
Insly is a cloud-based software well-suited to MGAs, brokers, and agents involved in commercial and specialty insurance lines.
- Custom product configuration and quoting
- Invoice, document, and reporting modules
- Multilingual and multicurrency support
It stands out with its flexibility and frequent updates that adapt to the fast-changing insurance tech landscape.
6. BindHQ
A smart solution for wholesale brokers and E&S lines agents, BindHQ is designed to make quoting seamless and fast across non-standard markets.
- Instant bindable quotes
- Real-time data syncing
- Integrated email and billing
Its cloud-native foundation and speed make it increasingly popular among agencies handling high volumes with fewer clerical staff.
7. Tarmika
Tarmika is ideal for independent agents quoting small business commercial insurance. Its single-entry solution saves time and reduces user error.
- Instant carrier quote comparisons
- Integrates with third-party tools
- Intuitive UI optimized for SMB needs
Tarmika continues to gain traction for its frictionless experience and its ability to quickly adapt carrier preferences.
Conclusion
The right insurance quoting software not only aids in generating accurate and competitive quotes but also acts as a bridge between agents and customers. As we move further into 2025, insurance professionals are increasingly prioritizing platforms that offer automation, integration, and a superior user experience. Whether it’s for health, auto, or commercial insurance, the seven solutions listed above represent the top tier of innovation in insurtech today.
Frequently Asked Questions
- Which insurance quoting software is best for personal lines?
- PL Rating by Vertafore and EZLynx are top choices for personal lines quoting due to their real-time carrier integrations and user-friendly interfaces.
- Can I integrate these tools with my CRM system?
- Yes, most modern quoting tools like Applied Rater and BindHQ offer API capabilities and native integrations with popular CRMs and AMS solutions.
- Do these platforms support commercial insurance quoting?
- Yes, platforms like Insly, Tarmika, and BindHQ are specifically designed to support commercial or specialty insurance quoting.
- Are cloud-based quoting solutions secure?
- Absolutely. Reputable providers implement strong encryption, user permissions, and audit trails to ensure data security and compliance.
- How much do these software solutions cost?
- Pricing varies based on features, number of users, and carrier relationships. Many vendors offer pricing tiers or custom quotes based on agency size.
